VentoKredit
The Intelligent Tax Credit Platform
Empowering community banks—and their SMB clients—to transform complex federal tax credit programs into streamlined revenue opportunities.
AI-powered technology that drives non-interest income with automation and compliance.
Overcoming Tax Credit Complexity
SMBs don’t claim millions in federal tax credits because of complex regulations, administrative hurdles and a lack of expertise. VentoKredit helps community banks capture these opportunities—while generating non-interest income.
Costly Compliance
Claiming tax credits means draining resources to navigate IRS forms, eligibility rules, and documentation requirements.
Missed Revenue
Banks need advanced technologies to capture fee-generating services that provide real value to their SMB customers.
The Risk of errors
A single mistake can trigger audits, penalties and hours of remediation work—another reason why SMBs avoid credit programs.
Three Core Tax Credit Solutions
VentoKredit optimizes the most valuable federal tax credit programs for SMBs, delivering measurable benefits through advanced technology and expert guidance.
1. Federal Empowerment Zone Employment Credit
A powerful incentive designed to encourage businesses to invest in and operate within economically distressed areas. This stimulates economic development, job creation and investment in neighbourhoods with high poverty and unemployment—a win-win for businesses and communities.
Program Stability: Established in the 1990s and repeatedly extended with bipartisan support in Congress.
Credits offset federal income tax liability and can generate refunds when credits exceed tax owed. This provides an immediate boost to cash flow.
The reduced tax burden enables fresh investments in equipment, hiring and more, while supporting community revitalization efforts.
Automated zone verification, 15-minute eligibility analysis, expert documentation management and audit-ready compliance with continuous monitoring and payroll integration.
2. WOTC: Work Opportunity Tax Credit
Federal tax credit for businesses hiring from 10 targeted groups facing employment barriers. Credits range from $1,200 to $9,600 per eligible employee, generally 25%- 40% of qualified first-year wages up to $6,000-$24,000 depending on the target group.
Available through Dec. 31, 2025, for new hires who begin work by that date.
Substantial tax savings through hiring that promotes inclusive practices and supports workforce development across 10 targeted groups.
A direct reduction in tax liability provides immediate cash flow improvement, with credits that can be carried forward if they exceed current-year tax obligations.
Automated screening of new hires for WOTC eligibility, integration with state workforce agencies for certification, streamlined Form 8850 processing, comprehensive tracking dashboard—and much more.
3. Employee Retention Credit (ERC) Refund Buyout
Specialized service for businesses that have filed or are eligible for ERC claims. This provides immediate cash flow through refund advancement and buyout programs, focusing on legitimate claims with proper documentation and expert ERC compliance.
Expert Validation: Professional review of ERC claims with expertise in ERC compliance and IRS requirements.
Access ERC funds immediately—no need to wait months/years for IRS processing, providing critical capital for operations and growth.
Professional review and validation of ERC claims reduces audit risk and ensures compliance with complex IRS requirements and documentation standards
Automated ERC eligibility assessment, digital documentation and claim preparation, secure processing and fund disbursement, with ongoing compliance monitoring and support
Boost Your Bank's Service
Forward-thinking community banks use VentoKredit to generate non-interest income while providing exceptional value to businesses
Schedule a personalized demonstration to see how VentoKredit can enhance your bank's competitive position and customer relationships.